The Hidden Barrier to Safer Workplaces: Financial Literacy in OHS

Australia’s occupational health and safety (OHS) has improved over the decades. Yet, preventable injuries and fatalities persist—over 180 quad bike deaths since 2011, for example, with rollovers leading the charge. We have regulations, campaigns, and a national body in Safe Work Australia, but something’s still missing. Why aren’t workplace redesign efforts—like fitting rollbars on quads or rethinking production systems—more widespread? The answer might lie in a hidden barrier: the WHS profession’s shaky grasp of financial literacy, compounded by the stranglehold of financial underwriting models and capital market expectations. Maybe it’s time we admit that the safety game isn’t just about risk assessments—it’s about money, and we’re not playing it well enough.

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Farmers’ values need analysis and changing

Recent statistics on farm safety by AgHealth Australia reported in an earlier article, have also garnered attention from the Australian Broadcasting Corporation (ABC). The focus is on the number of deaths associated with side-by-side (SXS) vehicles, and farming seems to be treated as a special work health and safety case. Farming is not exceptional but represents different cultural values that deserve greater attention.

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New data shows farmers are still not working as safely as they could

Recently, the Weekly Times reported* some disturbing statistics about farm-related deaths in Victoria. It summarised the AgHealth Australia data as:

“Farm deaths have doubled in the past 12 months, with vehicles the leading contributing factor, as farmers and authorities label the issue an emergency.
Seventy-two people died and there were 133 serious injuries in 2024, new AgHealth Australia data shows, up from 32 deaths in 2023 and 55 in 2022. 
In Victoria, there were 16 deaths in 2024, up from seven in 2023.”

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The economics of OHS and the need to think upstream

Michael Belzer and Michael Quinlan have outlined the economics of occupational health and safety (OHS) in the editorial of the latest edition of The Economic and Labour Relations Review. This contrasts with earlier research about the business case for OHS as it broadens the pool of influences more broadly. They write:

“The economic approaches to OHS in the papers in this issue identify externalities and suggest that incomplete market analysis has created an inappropriate permission to ignore uncompensated costs in labour, product, and service markets; these incomplete markets lead to greater social risk as well as inefficiency. More integrated understandings of OHS are challenging but research performed without them leads to narrow and partial understandings.” (page 483)

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OHS must be careful discussing complacency

The latest edition of OHS Professional magazine carried a long article by Kerry Smith titled “Understanding and Combating Complacency in the Workplace.” The article uses examples at the worker level when the greatest risk posed by complacency is likely to be with managers, executives, their attitudes to safety, and their own safety management systems.

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A cultural shift may require a re-analysis of moral priorities

Last week, The Weekly Times, a prominent Australian agriculture newspaper, reported on some peculiar behaviours by farmers and quad bike owners. Under laws introduced by the Australian Competition and Consumer Commission, removing vital occupational health and safety (OHS) operator protection devices is permissible. Why would farmers remove a critical safety device and endanger themselves and others?

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The reporting of farm deaths could be improved

Recently, Lisa Ronson died in a vehicle incident on her Victorian farm. Much has already been written about her family’s loss, Lisa’s life and the impact on the community. This article is not about her; it is about how her death has been presented in the media over the last few days and the words used for the means of her death.

For many, her death was brought to our attention by a front-page article in the Herald-Sun newspaper on November 25, 2024 (image below). As an advocate for occupational health and safety (OHS) with a strong interest in farm safety, I read the whole article, and others, looking for details of the incident to contextualise it in the history of farm deaths. The only details were mentioned in the second paragraph:

“….after Ms Ronson was killed in a tragic farm accident on Saturday night, her devastated family is mourning the loss of a cherished wife and mother.”

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